Automatically, from a trigger
A rainfall, heat or crop-index threshold written into your policy is crossed. The claim opens on its own, with the measurements attached.
How it works
From a drawn boundary to a paid claim
Six clear steps, each one visible to you, with a notification at every stage.
- 1Register
- 2Choose cover
- 3Pay
- 4Activate
- 5Monitor
- 6Get paid
The journey
What happens, and who does it
Colour shows who is responsible for each step.
- You
Register and draw your field
Create a free account, draw the boundary on a satellite map or upload a KML file, and add your crop, irrigation and sowing date. Upload a land document so a field agent can verify your ownership.
- You
Pick a product and see the exact price
Browse approved insurance products. The premium, the sum insured and any subsidy are calculated for your field before you commit, and the trigger terms are written in plain words.
- You
Pay the premium
Pay online by card, JazzCash or Easypaisa, or by bank transfer that your insurer records. The policy only moves on once the payment provider confirms it.
- Insurer
Your insurer activates the cover
An underwriter reviews and activates the policy. You are notified the moment cover is in force and when monitoring starts.
- Earth Scan
Satellites and weather keep watch
Every clear Sentinel-2 pass is read over your boundary and compared with the range this crop should show at its growth stage. Weather at your field is tracked in parallel.
- Everyone
Trigger, claim, payout
If a trigger from your policy is reached, a claim opens automatically. Reviewers see the evidence, fraud checks run, and an approved claim moves to payout with a full record.
Claims
Two ways a claim starts
Either way, reviewers see the same evidence and every step is logged.
You file it, with photos
Damage the measures did not catch? Add photos and remarks. They are checked against the satellite record and sent for review.
Why parametric
Measured, not guessed
The policy pays on an objective measure written into it, which is what makes decisions fast and consistent.
| Traditional claim | Earth Scan | |
|---|---|---|
| Loss assessment | A surveyor visits and estimates | Satellite and weather measurements |
| Time to a decision | Weeks, after the damage is surveyed | Starts the day a trigger is reached |
| Evidence | Photos and a visit report | Imagery, indices and weather, kept on record |
| Who sees what | Paper files between parties | One shared record with role-based access |
Behind the numbers
What the satellite actually measures
Vegetation index
Healthy leaves reflect near-infrared light and absorb red. The ratio, NDVI, tracks how dense and vigorous your crop is.
Compared with normal
Your reading is set against the range this crop should show at its growth stage, so a young field is not mistaken for a stressed one.
Ready to see your own field?
Create an account and draw your first boundary in a few minutes.